Editing VRChat Creator Economy (section)

== VRChat Credits ==

'''VRChat Credits''' (symbol: '''\V''' in plaintext) are the in-platform currency that powers every Creator Economy transaction. They function similarly to premium currencies in other games, with one critical difference: they can be cashed out to real money by approved creators.

=== Purchasing Credits ===

Credits are purchased by users through:

* Steam Store
* Meta Quest Store
* Google Play Store

Credits are sold in bundles. The conversion rate is approximately '''200 Credits ≈ $1 USD''' at the time of purchase. Users access their credit balance via the '''Wallet''' button in the Main Menu or Quick Menu.

=== Spending Credits ===

Users spend Credits via:

* The '''Shop''' tab in-client or on the VRChat website
* World Stores (embedded in world pages or triggered in-world via Udon)
* Group Stores (on group pages, in-client and website)
* Avatar Marketplace (in the Avatars tab, Main Menu)

=== Earning & Cashing Out Credits (Creators Only) ===

Approved Creator Economy sellers earn Credits when users make purchases in their stores. Credits can be:

* Spent within other VRChat Creator Economy stores
* Converted to USD via PayPal through '''Tilia''' (VRChat's payment processing partner)

The payout rate is:
* For every '''1,200 Credits''' (~$10 USD) a user spends in a creator's store, the creator receives approximately '''$5 USD''' after all fees
* This equals roughly '''50% of what users spent''' (after the 30% platform fee and VRChat's share)

A '''~1.5% transaction fee''' applies when requesting a payout.